Welcome to A Better Financial Journey. I'm a retired dad who learned how to manage his money over the past 50 years, making mistakes along the way. I learned from those mistakes, gained a financial education, and then wrote the book series What Would Dad Do? to help others navigate their financial journey.
You'll learn from my life experience to improve your money skills, reduce your financial risk, and even become your own financial planner with my books and the spreadsheets that I use and sell here.
Why You Need a Complete Financial Education
Our educational system is woefully inadequate in preparing us to manage our finances throughout our lifetime. When offered a course, it's likely at the wrong time in your life and not of much help years later when you need it. But, as I learned, a money education is never complete. You'll realize many decisions are necessary to ensure a secure retirement, leading to more questions, lots of opinions with no simple answers. The books I wrote provide the financial education that every adult should have but didn't get.
I'll show you:
Why keeping your money in assets is better than keeping it in cash.
Why putting your finances on 1 page is key to making better decisions throughout the year.
How to use loan calculators to evaluate options and budget impacts.
How to select better retirement accounts regardless of what your employer offers.
How to build a retirement savings plan that shows if you're on track as the years pass.
The reason your spending in retirement matters more than the amount you saved.
How to build, track, and manage an investment portfolio pre- and post-retirement.
Why asset allocation is more important than the funds you select.
The importance of including the cost of old age in your retirement plans.
The Pros, Cons, and actual cost of hiring a financial planner.
How to perform an Annual Financial Physical to stay financially healthy.
Why you should create an Overall Plan as the final, best gift to give to your family.
The three volumes of my book cover the Early, Middle, and Later years – across your entire lifetime financial journey. More importantly, you can purchase the spreadsheets used as examples in the books and then use them, just as I do, to manage your money. You can do better on your journey and have a more secure future.
No Subscription, No Courses to Buy, or Upsell to Other Services
In Volume 1, I advise you to be cautious of product or service subscriptions, a common retail tactic today that can lead to overspending. And to be alert to the upsell and add-on tricks or money traps, as I call them, to get you to spend more. But with my books, you can buy the downloadable spreadsheet tools once, and there's nothing else to buy. You get an unbiased financial education and the unrestricted use of my spreadsheets on your computer to help you make better financial decisions.
Click on the links above to learn more about my books, the spreadsheet tools, and more.